Lalita Devi 
Buying your first home in India? Congratulations! But before you collect the keys, you need to know how to get a home loan — the right way. Whether you’re salaried or self-employed, this guide breaks it all down into 7 clear steps: from eligibility and documents to interest rates and online applications. Let’s begin your … Read more
HDFC Bank has recently announced a HDFC Bank bonus issue that is exciting news for all investors. In this bonus issue, the bank will give you one extra share for each share you already have, completely free. Along with this, an interim dividend of ₹5 per share will also be paid. If you are wondering … Read more
If you’re a salaried person searching for Income Tax Saving Tips in 2025, you’re not alone. Every year, millions of employees in India look for best ways to reduce tax legally. Whether your income is ₹5 Lakh or ₹25 Lakh+, this guide will show you 7 effective Income Tax Saving Tips to save tax, including … Read more
Many people struggle to understand the Difference Between Credit Score and CIBIL Score. Is cibil score and credit score same? How do they impact your finances? If you’ve ever wondered what is Credit Score or what is CIBIL Score, this guide will clear all doubts. Plus, you’ll learn how to check your CIBIL score and … Read more
If you’re repaying a home loan, understanding how to claim deductions under income tax can help you save a good amount every year. Many homeowners miss out on this smart tax benefit because they don’t understand the rules clearly. This article explains the key sections where you can claim deductions, how the home loan deduction … Read more
Gold loans have become one of the fastest and easiest ways to get cash in hand without selling your assets. But before applying, it’s smart to compare the Best Gold Loan Interest Rate across banks and lenders. A small difference in rate can save you thousands! For example, if you borrow ₹1,00,000 at 7%, you’ll … Read more
Are your EMIs eating up a huge chunk of your monthly budget? 💸 You’re not alone. Thousands of borrowers in India face this stress — wondering how to reduce loan EMI without hurting their credit score. The good news? ✅ You don’t need to panic or default. With the right strategies, you can reduce your … Read more
Being a salaried employee gives you financial stability — but what if you need extra funds for medical needs, a wedding, home improvement, or even land purchase? That’s where a loan for salaried person comes in. Banks and NBFCs offer multiple loan options, tailored for fixed-income earners. This guide covers the best loan options, even … Read more
When you take a loan, the biggest question is: fixed vs floating interest rate — which one is better? 🤔 Many people get confused because they don’t understand the difference between fixed vs floating interest rate. This article will explain both clearly floating interest rate vs fixed interest rate so you can choose the best … Read more
Paying multiple EMIs monthly for credit cards, personal loans, or others? It can be confusing and stressful. Debt Consolidation Loans can help! They allow you to combine all your loans into one simple loan. In this guide, we’ll explain how it works, who can apply, which banks offer it, and how to choose the best … Read more